/* ca25916103 */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  background:#f8fafb;color:#192029;line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:#183e77}
h1,h2,h3{line-height:1.22;color:#192029;font-weight:700}
h1{font-size:clamp(26px,4.2vw,40px);letter-spacing:-.4px;margin-bottom:14px}
h2{font-size:clamp(20px,2.8vw,27px);margin-bottom:12px}
h3{font-size:18px;margin-bottom:8px}
p{margin-bottom:14px}
ul,ol{margin:0 0 14px 20px}
li{margin-bottom:6px}
.tug-wrap{max-width:960px;margin:0 auto;padding:0 20px}
.tug-nar{max-width:720px;margin:0 auto;padding:0 20px}
.tug-sec{padding:44px 0;border-top:1px solid #dcdfe5}
.tug-sec:first-of-type{border-top:0}
.tug-lead{font-size:18px;color:#515a67}
.tug-muted{color:#515a67;font-size:14px}
.tug-grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.tug-card{background:#ffffff;border:1px solid #dcdfe5;border-radius:12px;padding:20px}
.tug-nav{background:#ffffff;border-bottom:1px solid #dcdfe5;position:sticky;top:0;z-index:9}
.tug-navin{max-width:960px;margin:0 auto;padding:12px 20px;display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center}
.tug-brand{font-weight:800;letter-spacing:-.3px;color:#192029;text-decoration:none;margin-right:auto;font-size:17px}
.tug-nav a{color:#515a67;text-decoration:none;font-size:14px;font-weight:600}
.tug-nav a:hover,.tug-nav a:focus{color:#183e77;text-decoration:underline}
.tug-navon{color:#183e77 !important;text-decoration:underline}
.tug-cocard{background:#e7eef9;border:1px solid #dcdfe5;border-radius:12px;padding:20px;margin:26px 0}
.tug-cocard h2{font-size:17px;margin-bottom:10px}
.tug-cocard p{margin-bottom:6px;font-size:14px}
.tug-cocopy{margin-top:12px;color:#515a67;font-size:13px}
.tug-crumb{display:inline-block;margin:22px 0 4px;font-size:14px;font-weight:600}
.tug-foot{background:#192029;color:#c9d2da;margin-top:48px;padding:30px 20px;font-size:12.5px;line-height:1.75}
.tug-footin{max-width:960px;margin:0 auto}
.tug-footin p{margin-bottom:11px}
.tug-flinks{display:flex;flex-wrap:wrap;gap:8px 12px;padding-bottom:16px;margin-bottom:16px;border-bottom:1px solid rgba(255,255,255,.14)}
.tug-flinks a{color:#eef2f5;text-decoration:none;font-weight:600}
.tug-flinks a:hover,.tug-flinks a:focus{text-decoration:underline}
.tug-sep{opacity:.4}
.tug-iscur{text-decoration:underline;opacity:.75}
.tug-legal{padding:8px 0 0}
.tug-legal h2{margin-top:24px}
.tug-rule{width:56px;height:4px;background:#295eae;border-radius:2px;margin:10px 0 18px}
.tug-art{width:100%;height:auto;display:block;border-radius:14px}
.tug-edit{width:100%;height:auto;display:block;border-radius:12px}
:focus-visible{outline:3px solid #295eae;outline-offset:2px}
@media(max-width:640px){
  .tug-sec{padding:32px 0}
  .tug-navin{padding:10px 16px}
}
@media(prefers-reduced-motion:reduce){*{animation:none !important;transition:none !important}}

.tug-hero{background:#ffffff;border-bottom:1px solid #dcdfe5;padding:46px 0}
.tug-herogrid{display:grid;gap:30px;grid-template-columns:1.15fr .85fr;align-items:center}
.tug-hero h1{font-size:clamp(28px,5vw,46px)}
.tug-kicker{font-size:12.5px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:#183e77;margin-bottom:10px}
.tug-heroart{min-width:0}
.tug-btnrow{display:flex;flex-wrap:wrap;gap:10px 12px;align-items:center;margin-top:8px}
.tug-btn{display:inline-block;background:#183e77;color:#ffffff;text-decoration:none;font-weight:700;padding:13px 24px;border-radius:10px}
.tug-btn:hover,.tug-btn:focus{background:#192029}
.tug-btnalt{display:inline-block;background:#ffffff;color:#183e77;border:2px solid #dcdfe5;text-decoration:none;font-weight:700;padding:11px 22px;border-radius:10px}
.tug-btnalt:hover,.tug-btnalt:focus{border-color:#295eae}
.tug-lnk{font-weight:700;text-decoration:none}
.tug-lnk:hover,.tug-lnk:focus{text-decoration:underline}
.tug-navlnk{white-space:nowrap}
.tug-bmark{display:inline-block;width:22px;height:22px;border-radius:7px;vertical-align:-5px;margin-right:8px}
.tug-steps{list-style:none;margin:0 0 16px;padding:0;display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(215px,1fr))}
.tug-step{background:#ffffff;border:1px solid #dcdfe5;border-top:4px solid #295eae;border-radius:12px;padding:18px;margin:0}
.tug-stepn{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;background:#e7eef9;color:#183e77;font-weight:800;font-size:14px;margin-bottom:10px}
.tug-step h3{margin-bottom:6px}
.tug-step p{margin-bottom:0;color:#515a67;font-size:15px}
.tug-chips{list-style:none;margin:0 0 16px;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.tug-chip{background:#e7eef9;color:#183e77;border:1px solid #dcdfe5;border-radius:999px;padding:6px 14px;font-size:13.5px;font-weight:600;margin:0}
.tug-faq{display:block}
.tug-qa{background:#ffffff;border:1px solid #dcdfe5;border-radius:10px;padding:14px 16px;margin-bottom:10px}
.tug-qa summary{font-weight:700;cursor:pointer}
.tug-qa p{margin:10px 0 0;color:#515a67}
.tug-panel{background:#192029;color:#e7eef9;border-radius:16px;padding:28px 26px}
.tug-panel h2{color:#ffffff}
.tug-panel p{color:#e7eef9}
.tug-panel a{color:#e7eef9}
.tug-panel .tug-btn{background:#e7eef9;color:#192029;text-decoration:none}
.tug-panel .tug-btn:hover,.tug-panel .tug-btn:focus{background:#ffffff}
.tug-card h3{letter-spacing:-.2px}
@media(max-width:760px){.tug-herogrid{grid-template-columns:1fr}}